Cost of Living in Newfoundland and Labrador: What to Expect
Newfoundland and Labrador is known for its rugged coastline, friendly people, and distinct culture. One of the first things you’ll want to understand is the cost of living in Newfoundland and Labrador, whether you’re relocating for work, school, or lifestyle.

Compared to major Canadian cities like Toronto or Vancouver, living here can be more affordable, but there are unique factors that can influence your budget.
Let’s break it down.
1. Housing Costs
Housing in Newfoundland and Labrador is generally more affordable than in other parts of Canada, especially if you’re buying.
Average Home Price (2025): Around $320,000 (varies by location)
Average Rent (1-bedroom apartment in St. John’s): $1,000 – $1,300/month
Smaller towns and rural areas often offer significantly lower prices.
If you’re moving to St. John’s or other urban centers, expect prices to be higher than in smaller communities like Gander or Corner Brook.
2. Utilities
Utility costs here can be slightly higher than the national average due to the cold winters and reliance on electric heating in many homes.
Estimated Monthly Utilities for a Medium Apartment (85 m²):
Electricity, Heating, Cooling, Water, Garbage: $250 – $350
Internet: $85 – $110
To save money, many residents invest in energy-efficient appliances or supplement with wood or pellet stoves in rural areas.
3. Groceries and Food
Food costs in Newfoundland and Labrador can be higher than the Canadian average because many items are shipped from the mainland.
Average Grocery Costs for a Family of Four (per month):
Milk (1L): $2.20 – $2.50
Bread (loaf): $2.80 – $3.50
Chicken (1kg): $13 – $15
Apples (1kg): $5 – $6
Eggs (dozen): $4 – $5
Shopping at local farmers’ markets in the summer or buying in bulk can help cut costs.
4. Transportation
Transportation expenses depend on whether you live in St. John’s or a smaller community.
Public Transit (Metrobus in St. John’s): $2.50 per ride, monthly pass ~$80
Gasoline: Around $1.75 – $1.90 per litre (prices fluctuate weekly)
Many residents own a vehicle due to limited public transit outside major cities.
5. Healthcare and Insurance
Healthcare is publicly funded through the Newfoundland and Labrador Medical Care Plan (MCP). While basic healthcare is free, you’ll still need private insurance or employer benefits for dental, vision, and prescription drugs.
Typical Private Health Insurance: $100 – $200/month for a family plan.
6. Entertainment and Dining Out
Newfoundland offers plenty of affordable and free activities like hiking trails, coastal drives, and cultural festivals.
Restaurant Meal (mid-range): $20 – $30 per person
Pint of Beer: $7 – $8
Movie Ticket: $13 – $15
7. Education Costs
Public education (K-12) is free, and Memorial University offers some of the lowest tuition rates in Canada.
Undergraduate Tuition for Canadian Students (2025): ~$3,330/year
International Tuition: ~$11,460/year
Pros and Cons of the Cost of Living
Pros:
- Affordable housing compared to major Canadian cities
- Lower tuition costs at Memorial University
- Free access to beautiful nature and outdoor recreation
Cons:
- Higher grocery prices due to import costs
- Heating expenses in winter can be significant
- Limited public transportation in rural areas
If you’re moving here, you’ll likely enjoy lower housing costs and a slower pace of life, but you should also budget for higher utilities and grocery prices. Overall, the cost of living in Newfoundland and Labrador is reasonable for the quality of life you get in return.
And when you’re ready to make the move, TDH Delivery and Moving Services is here to help with:
- Affordable rates
- No hourly minimums
- Friendly and professional movers
- Service across all Newfoundland communities